February 16, the central bank announced that the central bank recently the Joint Development and Reform Commission and other multi-sectoral released a number of opinions "on the financial support to accelerate the development of tourism. The opinion request, to strengthen and improve tourism and financial services, support and promote tourism and scientific development, transformation and upgrading.
"Opinions" to the banking financial institutions should adhere to the differential treatment, to help control the principles of credit, strengthen and improve credit management and services to the tourism industry. According to the risks and the operation of the tourism projects, innovation and development in line with the tourism characteristics of credit products and models, rationally determine the loan interest rate, term and repayment to ensure that tourism enterprises eligible to obtain a convenient, fast credit services, increase credit support to small and micro tourism enterprises and rural tourism.
At the same time, strengthen the tourist areas of financial infrastructure, to improve the convenience of financial services of the tourism industry and tourist attractions. On the golf course, a major theme parks, water sources, sightseeing agriculture and other countries banned or restrict the development of tourism projects should be strictly prohibiting or restricting the loans. May borrow on behalf of the tourism project in disguise for real estate development, should be strictly review.
"Opinions" is also proposed to enhance product innovation and system innovation, broaden the diversification of financing channels for tourism enterprises. Support the rich tourism resources, the management system is clear and consistent with the national tourism development strategy and the distribution of the listing requirements of the tourism business listing and financing.
"Opinions" to further improve the tourism payment and settlement services to support the development of tourism consumer credit.
"First Financial Daily"
Source: WCC